They were village women in braids, highland hats and tiny pumps. Some even had babies slung to their backs. But they all made their way about the makeshift soccer pitch at pace, kicking around a half-deflated ball. We — of hiking shoes, branded outdoor clothing and little to weigh us down – were getting our butts kicked.

We field a lot of questions about microfinance and what it’s all about. Although we do not consider ourselves experts, we have spent a considerable amount of time in the field working with local microfinance institutions (MFIs), photographing borrowers and listening to their stories. This article is an attempt to answer some of those questions.
We had just come from a mountaintop meeting between borrowers and loan officers from Espoir, an Ecuadoran microfinance field partner of Kiva. The borrowers’ homes were tucked in the hills of southern Ecuador in a little village, the road to which was often washed out and impassable. Continue Reading »
Filed Under: Perspectives by: Daniel Noll and Audrey Scott
16 Comments | 7 July 2010
I need to fill up the tank completely. Finding gasoline in Chapare can be unreliable. It’s one of the ingredients in cocaine production – and that gets first priority.
– Alvarro, our client and guide in Cochabamba, Bolivia explains why it’s necessary to gas up in the city before heading into the jungle.
Paraguay customs. We had just crossed the 200 mile desert frontier with Bolivia. Border agents dressed in knit shirts, their shoulders adorned in crossed Paraguayan and U.S. flags, scanned our bus’s contents –- all of it piled before us. As we waited for a drug-sniffing Labrador retriever to finish pacing and pawing suspect bags, we figured it was time to bring the cocaine story to its finish.
And just as we thought this, the guard approached, “Miss, place your bags up here. We’d like to take a look.” Continue Reading »
Filed Under: Bolivia, Paraguay, Perspectives, South America by: Daniel Noll and Audrey Scott
9 Comments | 2 December 2009
As much as anyone else, we enjoy visiting world-famous tourist sites and embarking on adventure trips. Peru has been no exception. In fact, in just a few hours we depart for a five-day trek to the Inca ruins of Machu Picchu by way of a mountain pass at 4650 meters/15,500 feet.
But there’s almost always another side to the countries we visit. And sometimes we disappear into the hills for weeks to find it.
Continue Reading »
- The Face of Microfinance in Guatemala
- Microfinance Panoramas from Guatemala
- Microfinance Diaries: Seeing is Believing in West Bengal
- Machu Picchu? Not Yet. A Slideshow of the Other Peru
Filed Under: Perspectives, Peru, South America, Travel by: Daniel Noll and Audrey Scott
9 Comments | 6 October 2009
The driver carved his way across northern West Bengal through territory unknown to most, including the mapmakers. Our SUV eventually rolled to a stop at the end of a dirt road where a group of village women dressed in their best and brightest saris were seated in a semi-circle on the ground. They had been waiting for hours.
And they were waiting for us.
Continue Reading »
- The Face of Microfinance in Guatemala
- Microfinance Panoramas from Guatemala
- Microfinance Diaries: Seeing is Believing in West Bengal
- Machu Picchu? Not Yet. A Slideshow of the Other Peru
Filed Under: India, Perspectives by: Audrey Scott
10 Comments | 19 September 2009
What does a family-run small business launched or expanded with the help of a microloan look like? We offer a couple of answers…in three dimensions.
Maybe you’ve seen our photo essays from microfinance programs in Guatemala and India. Now we share a three-dimensional inside look – via 360 degree panoramic photography – at two small family-run businesses in Guatemala. Continue Reading »
- The Face of Microfinance in Guatemala
- Microfinance Panoramas from Guatemala
- Microfinance Diaries: Seeing is Believing in West Bengal
- Machu Picchu? Not Yet. A Slideshow of the Other Peru
Filed Under: Central America, Guatemala, Panorama, Perspectives, Photography by: Daniel Noll and Audrey Scott
2 Comments | 1 August 2009
Filed Under: Central America, Guatemala, Perspectives, Photography by: Daniel Noll and Audrey Scott
10 Comments | 23 April 2009